Sign Up Today To Receive Your Free Credit Analysis Report!



We are A+ rated and guarantee results or your money back!

3 Steps to Begin Your Credit Recovery & Building Process!

For us to start your credit recovery process we need your credit reports. For $1 get access to your reports, scores and our secure client portal to generate your tailored Credit Analysis.

1) Gain Access To Your Secure Client Portal

Let’s start by setting up your Client Access Portal.  Check your email to login to your account.

Tell us about you...

Thanks! What's the best way to reach you?

2) Sign Up for Identity IQ

After you have submitted your account information with us, pull your report with Identity IQ.


3) Log In to Your Secure Client Access Portal

Submit your Identity IQ Username & Password along with the last 4 digits of your SSN to receive your analysis.


Your Credit. Your Control.

Building your credit and maintaining it starts with education!

Start By Learning More About Credit

Let’s begin! Gaining control of your credit starts by understanding what credit is and how it impacts you! Submit your information below to download our Credit Analysis Report and first 4 Chapters of our Credit Academy Book.

Download Our Credit Education Book & Sample Credit Analysis Report

Our Process


Having Insufficient Credit or no credit is another challenge that millions of people face. Typically, when a person has major credit issues, lenders close existing accounts that have late payments and fall into collections. Therefore, we give our clients an instant guaranteed approval of an Unsecured Line Of Credit to begin rebuilding their credit profiles.


Of the 3 million Identity Theft and fraud reports received in 2018, 1.4 million were fraud-related, and 25% of those cases reported money was lost. In 2018, consumers reported losing about $1.48 billion related to fraud complaints, an increase of $406 million from 2017. All clients receive credit/identity theft protection up to $1 million in identity theft insurance with $0 deductible.


The fact is that 70% of all credit reports have errors on them and these errors often stay on a your report for 7-10 years. We are experts in identifying and deleting accounts that are erroneous, inaccurate and unverifiable. Removing negative accounts gives clients the opportunity to provide a positive picture to lenders.


Individuals & Couples Credit Recovery Plans

The Credit Builder+ is our most effective package for bringing credit scores up 100+ points. It provides all the tools of Restoring, Building, Protecting, and Debt Settling.


Business Credit

Did you know 95% of Business Owners do not build out here Tax-Id # or EIN? Separating your Personal and Business Credit can be the key to your business growth.

Our Google Reviews.

Our customers love us. You will too!

We Raise the Credit. We Raise the Community!

STOP Letting Your Credit, Hinder Your Financial Freedom

Kredit Koncepts is celebrating it’s 13th year helping Americans with credit recovery, credit building and credit protection. We have built a reputation for excellence by treating each client with empathy, as we diligently work to increase their credit score. Our honest application of experience and innovation, has allowed us to keep our promise to thousands of clients.

Years in Service
Customer Satisfaction

Our Initiatives

Ensuring Communities Have Access To Credit Education Is Our Top Priority!

Kid Kredit

The “Protect Our Kids” campaign provides discount Annual Memberships for Credit Report Alerts, Fraud Protection, up to $1 Million in coverage and other tremendous benefits.

R.A.R.E. Foundation

Restoring America through Recovery Education (R.A.R.E.) is a non-profit foundation that provides under-served
communities with the tools for success and training for long-term financial recovery.

Raise The Credit

Our Mobile Credit Education Center helps to build strong relationships that include local volunteer organizations and business owners.

Credit Academy

The Kredit Koncepts Credit Academy’s “Credit Education Program” (C.E.P.) will educate students about personal credit, identity theft, budgeting and personal finance.

Join Our Affiliate Program!

Are you a social media influencer, network marketer or socialite? We have a great platform for you to join which includes scripts social media content and a landing page to help your audience build their credit while you earn!

Get your first month of services free with your referral.

Consult Me!

Credit Education Centers

Ensuring communities are aware of Credit is our top priority!

Harlem 125th, NY

2 W 125th StNew York, NY 10027

Bronx, NY

1175 Castle Hill AveThe Bronx, NY 10462

Credit Education Center

1175 Castle Hill Ave

The Bronx, NY 10462

Credit Education Center

2 W 125th St

New York, NY 10027

Corporate Headquarters

55 Water St 50th floor,

New York, NY 10004

Business Hours

Mon – Fri …… 10 AM – 5 PM
Sat and Sun…… Closed


1 (800) 985-9367



Nationwide Service

Our portal allows you to communicate with our credit professionals anywhere in the World!