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3 Steps to Begin Your Credit Repair & Building Process!
For us to start your credit recovery process we need your credit report. For $1 (only with Kredit Koncepts) get access to your report and our secure client portal to generate your tailored credit analysis.
1) Gain Access To Your Secure Client Portal
Let’s start by setting up your Client Access Portal Account. Check your email to login to your account.
2) Sign Up for Identity IQ
After you have submitted your account information with us, pull your report with Identity IQ.

3) Log In to Your Secure Client Access Portal
Submit your Identity IQ Username & Password along with the last 4 digits of your SSN to receive your analysis.

Your Credit. Your Control.
Building your credit and maintaining it starts with education!
Start By Learning More About Credit
Let’s begin! Gaining control of your credit starts by understanding what credit is and how it impacts you! Submit your information below to download our Credit Analysis Report and first 4 Chapters of our Credit Academy Book.
Download Our Credit Education Book & Sample Credit Analysis Report
Our Process
Rebuild
Having Insufficient credit or no credit is another challenge that millions of people face. Typically, when a person has major credit issues, lenders close existing accounts that have late payments and fall into collections. Therefore, we give our clients an instant guaranteed approval to begin rebuilding their credit profiles.
Protect
The fact is that 70% of all credit reports have errors on them and these errors often stay on a your report for 7-10 years. We are experts in identifying and deleting accounts that are erroneous, inaccurate and unverifiable. Removing negative accounts gives clients the opportunity to provide a positive picture to lenders.
Restore
The fact is that 70% of all credit reports have errors on them and these errors often stay on a your report for 7-10 years. We are experts in identifying and deleting accounts that are erroneous, inaccurate and unverifiable. Removing negative accounts gives clients the opportunity to provide a positive picture to lenders.
Our Google Reviews.
Our customers love us. You will too!








We Raise the Credit. We Raise the Community!
Kredit Koncepts is celebrating it’s ninth year helping Americans with credit recovery, credit building and credit protection. We have built a reputation for excellence by treating each client with empathy, as we diligently work to increase their credit score. Our honest application of experience and innovation, has allowed us to keep our promise to thousands of clients.
Our Initiatives
Ensuring communities are aware of Credit is our top priority!
Kid Kredit
R.A.R.E. Foundation
communities with the tools for success and training for long-term financial recovery.
Raise The Credit
Credit Academy
Join Our Affiliate Program!
Get your first month of services free with your referral.
Credit Education Centers
Ensuring communities are aware of Credit is our top priority!
Nationwide Service
Our portal allows you to communicate with our credit professionals anywhere in the World!