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HR Employer Benefits |
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Kredit Koncepts is focused on improving your employee's credit worthiness while helping individuals & families deal with their immediate financial problems and to:
The worldwide economic meltdown caused 85 million Americans to begin to have to suffer from poor credit, bad credit, and even complete credit devastation. Kredit Koncpets in partnership with your company can help show your employees how much you value them. They will appreciate the time and effort you placed into finding a benefit option that can improve their financial health. We offer simple plans, simple guidelines, and a clear refund policy. Our company is proud to operate our business in accordance to the Federal Trade Commission (FTC), Federal Credit Reporting Act FCRA), and Credit Repair Organization Act (CROA). We do not "over-promise" and "under deliver" on our service and focus on remaining compliant with state/federal guidelines. Our customers know that partnering with Kredit Koncepts means partnering with a company you can trust. We will provide realistic solutions for financial misfortunes such as increased interest rates, identity theft, predatory lending, and inaccurate reporting. |
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Benefits to the Employer |
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Kredit Koncepts rewards your organization with a donation earnings for assisting in the program enrollment of every employee. It is our hope that this money returned to you gets used for programs that, once again, assist your employees with:
We are proud to be one of the first Credit Restoration Benefit programs to introduce the donation program. The process is simple, for every employee that enrolls your company will receive a charity donation from one of Kredit Koncepts many non-profit programs geared to improve society economic criss. Evidenced based research suggests that a financially stable employee becomes a more productive employee. The unmatched simplicity of improving their lives through a credit management program, that is at no direct cost to your company, becomes a "win win"for you. Debt is a social problem. An employer that cares about their employees to help them deal with their problems has happier employees and less turn-over. |
Credit Crisis in the Workforce |
The Society for Human Resources Management found that 70% of employers run credit checks on job applicants. This number is up by 17% from the 2006 survey. The unexpected worldwide economic condition leads to unexpected costs to the organization and to families. Kredit Koncepts over the past several years has been recognized as the answer to the 63.4 million employees throughout the nation that have a credit score of 599 or below.These individuals will struggle to obtain credit cards, auto loans or mortgages under today's tighter lending standards banks are required to use. FICO's latest analysis filed April 2010 found an increase of approximately 2.4 million people in the lowest credit score categories over the past two years. According to the Labor Department, 26 million people are unemployed or underemployed and millions more face foreclosure. These misfortunes decrease an individual's credit scores by an average of 150 points. |
Employee Status Tracker |
As an employer partner of Kredit Koncepts rest assure that every employee is treated with the utmost respect, professionalism and confidentiality. We recognize that we have an obligation not only to our customers but to our employer partners who put their companies reputation and integrity on the line. To ensure our commitment, employers have access to keep track of all their employees with our 24/7 Status Tracker. The security of the Kredit Koncepts Tracker is unmatched and undisputed. It is the same level of security provided by banks and government agencies. (Certain restrictions to employees personal information apply in order to protect their identity and confidentiality). Employers have 24/7 access to:
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